People Capital Jobs on Startuply

Marketing/Product Management intern in New York

Fri, 17 May 2013 15:42:36 GMT

People Capital (http://www.people2capital.com) was founded in 2008 by a team of world-class talent with backgrounds in student loans, consumer finance, credit ratings and new media to develop the next generation of credit risk management and funding for student financing.

Built on research developed in The Wharton School of the University of Pennsylvania Insurance Department, the Human Capital Score™(http://www.humancapitalscore.com) combines credit-risk tools and metrics to give insight into each borrower's future potential. Using merit data such as GPA, standardized test scores, college and major it provides a true, unbiased measure of the economic value of an education that empowers students to make better educational decisions and offers multiple advantages for both borrowers and lenders.

Our peer-to-peer lending platform focuses solely on providing legally compliant private student loans in the form that students need – short-term, long-term, balloon and consolidation. It is far more than just “hanging out a shingle”; it is dedicated to providing a full range of student loan products and features, e.g., enrollment verifications, disbursements directly to schools, credit risk tools, etc.

We generate volume/liquidity by attracting institutional sources of capital, rather than relying solely on peer-to-peer’s “traditional sources”, i.e., individual lenders/investors. We are attractive to Financial Institutions who want to invest in the student loan space, but find the only current option (student loan ABS) unattractive due to lack of transparency and lack of insightful, granular credit risk tools. We are also attractive to Philanthropic/Affinity Groups who are interested in finding candidates that match their philanthropic objectives. Our platform helps them stimulate educational choices by “loans” rather than “donations” and thus allowing their investment funds to be replenished over time.

This is a complex legal and IT space. We have developed the roadmap for a legally compliant, Web 2.0 platform that will appeal to diverse lending segments across the spectrum of retail and institutional lenders.

View full job description | View company profile

Research intern in New York

Fri, 17 May 2013 15:42:36 GMT

View full job description | View company profile

Director of Student Loan Operations in New York

Fri, 17 May 2013 12:45:18 GMT

People Capital (http://www.people2capital.com) was founded in 2008 by a team of world-class talent with backgrounds in student loans, consumer finance, credit ratings and new media to develop the next generation of credit risk management and funding for student financing.

Built on research developed in The Wharton School of the University of Pennsylvania Insurance Department, the Human Capital Score™(http://www.humancapitalscore.com) combines credit-risk tools and metrics to give insight into each borrower's future potential. Using merit data such as GPA, standardized test scores, college and major it provides a true, unbiased measure of the economic value of an education that empowers students to make better educational decisions and offers multiple advantages for both borrowers and lenders.

Our peer-to-peer lending platform focuses solely on providing legally compliant private student loans in the form that students need – short-term, long-term, balloon and consolidation. It is far more than just “hanging out a shingle”; it is dedicated to providing a full range of student loan products and features, e.g., enrollment verifications, disbursements directly to schools, credit risk tools, etc..

We generate volume/liquidity by attracting institutional sources of capital, rather than relying solely on peer-to-peer’s “traditional sources”, i.e., individual lenders/investors. We are attractive to Financial Institutions who want to invest in the student loan space, but find the only current option (student loan ABS) unattractive due to lack of transparency and lack of insightful, granular credit risk tools. We are also attractive to Philanthropic/Affinity Groups who are interested in finding candidates that match their philanthropic objectives. Our platform helps them stimulate educational choices by “loans” rather than “donations” and thus allowing their investment funds to be replenished over time.

This is a complex legal and IT space. We have developed the roadmap for a legally compliant, Web 2.0 platform that will appeal to diverse lending segments across the spectrum of retail and institutional lenders.

Position Overview:

Responsible for working closely with SVP of Operations to develop and document all Operational processes . This position will have day to day responsibility for all Operational work processes including, but not limited to: the evaluation, audit and streamlining of operational processes, compliance with established policies and procedures, business metrics, and use of technology.

Initially, this position is responsible to work with other business units and management in the design, development, and implementation of workflow processes, including the development of detailed work flow diagrams, identification of operational gaps between the system and required workflow processes, while developing proposed solutions to fill the gaps with technology or staffing requirements

View full job description | View company profile

Business Development, Philanthropic/Endowment/Affinity Channels in New York

Tue, 14 May 2013 18:58:20 GMT

People Capital (http://www.people2capital.com) was founded in 2008 by a team of world-class talent with backgrounds in student loans, consumer finance, credit ratings and new media to develop the next generation of credit risk management and funding for student financing.

Built on research developed in The Wharton School of the University of Pennsylvania Insurance Department, the Human Capital Score™(http://www.humancapitalscore.com) combines credit-risk tools and metrics to give insight into each borrower's future potential. Using merit data such as GPA, standardized test scores, college and major it provides a true, unbiased measure of the economic value of an education that empowers students to make better educational decisions and offers multiple advantages for both borrowers and lenders.

Our peer-to-peer lending platform focuses solely on providing legally compliant private student loans in the form that students need – short-term, long-term, balloon and consolidation. It is far more than just “hanging out a shingle”; it is dedicated to providing a full range of student loan products and features, e.g., enrollment verifications, disbursements directly to schools, credit risk tools, etc..

We generate volume/liquidity by attracting institutional sources of capital, rather than relying solely on peer-to-peer’s “traditional sources”, i.e., individual lenders/investors. We are attractive to Financial Institutions who want to invest in the student loan space, but find the only current option (student loan ABS) unattractive due to lack of transparency and lack of insightful, granular credit risk tools. We are also attractive to Philanthropic/Affinity Groups who are interested in finding candidates that match their philanthropic objectives. Our platform helps them stimulate educational choices by “loans” rather than “donations” and thus allowing their investment funds to be replenished over time.

This is a complex legal and IT space. We have developed the roadmap for a legally compliant, Web 2.0 platform that will appeal to diverse lending segments across the spectrum of retail and institutional lenders.

We have secured private equity financing to build out the next stage of our organization and have an immediate opportunity to build out our business development team focused on the Philanthropic/Endowment/Affinity channel. We are looking for candidates to manage large territories across the US.

The Business Development Officer, Philanthropic/Endowment/Affinity Channels is responsible for leading all aspects of developing relationships with philanthropic, foundation and benevolent sources of funding for students. Responsibilities include establishing, developing and implementing this channel.

View full job description | View company profile

Dot Net Developer in New York

Fri, 10 May 2013 16:56:29 GMT

View full job description | View company profile

Business Analyst in New York

Fri, 10 May 2013 16:56:29 GMT

People Capital is a NYC-based startup that is developing a peer to peer lending business focused on the student loan marketplace and emphasizing improved credit scoring for college students and young adults.
The company has an informal and dynamic environment emphasizing innovation and time to market. There is the opportunity to work along side the founding principals of the company in a rapid application development framework.
The Business Analyst is responsible for the development and build out of our product platform. He/she will be responsible for the development of clear and concise functional specifications for the information technology programming staff in the creation, development and management of the People Capital product platform and operational interfaces.

View full job description | View company profile

Associate (administrative support to Executive Office) in New York

Fri, 10 May 2013 16:56:29 GMT

View full job description | View company profile

Experienced VP Private Student Loan Operations in New York

Thu, 09 May 2013 23:02:52 GMT

People Capital (http://www.people2capital.com) was founded in 2008 by a team of world-class talent with backgrounds in student loans, consumer finance, credit ratings and new media to develop the next generation of credit risk management and funding for student financing.

Built on research developed in The Wharton School of the University of Pennsylvania Insurance Department, the Human Capital Score™(http://www.humancapitalscore.com) combines credit-risk tools and metrics to give insight into each borrower's future potential. Using merit data such as GPA, standardized test scores, college and major it provides a true, unbiased measure of the economic value of an education that empowers students to make better educational decisions and offers multiple advantages for both borrowers and lenders.

Our peer-to-peer lending platform focuses solely on providing legally compliant private student loans in the form that students need – short-term, long-term, balloon and consolidation. It is far more than just “hanging out a shingle”; it is dedicated to providing a full range of student loan products and features, e.g., enrollment verifications, disbursements directly to schools, credit risk tools, etc..

We generate volume/liquidity by attracting institutional sources of capital, rather than relying solely on peer-to-peer’s “traditional sources”, i.e., individual lenders/investors. We are attractive to Financial Institutions who want to invest in the student loan space, but find the only current option (student loan ABS) unattractive due to lack of transparency and lack of insightful, granular credit risk tools. We are also attractive to Philanthropic/Affinity Groups who are interested in finding candidates that match their philanthropic objectives. Our platform helps them stimulate educational choices by “loans” rather than “donations” and thus allowing their investment funds to be replenished over time.

People Capital has also developed a turnkey solution for the selection, origination and servicing of private student loans. We provide an end-to-end, modular, web-based software solution that provides:

A loan origination engine compliant with student loan, consumer finance and securities regulations
A servicing platform able to process whole loans, fractional participation (aka “p2p”) and syndication
Detailed compliance, tax and risk management reporting
Traditional and proprietary credit underwriting tools

This is a complex legal and IT space. We have developed the roadmap for a legally compliant, Web 2.0 platform that will appeal to diverse lending segments across the spectrum of retail and institutional lenders.

View full job description | View company profile

Associate (administrative support to Executive Office) in New York

Tue, 07 May 2013 21:19:08 GMT

View full job description | View company profile

Capital Markets Business Development Officer, Student Loan Expert in New York

Tue, 07 May 2013 11:08:49 GMT

People Capital (http://www.people2capital.com) was founded in 2008 by a team of world-class talent with backgrounds in student loans, consumer finance, credit ratings and new media to develop the next generation of credit risk management and funding for student financing.

Built on research developed in The Wharton School of the University of Pennsylvania Insurance Department, the Human Capital Score™(http://www.humancapitalscore.com) combines credit-risk tools and metrics to give insight into each borrower's future potential. Using merit data such as GPA, standardized test scores, college and major it provides a true, unbiased measure of the economic value of an education that empowers students to make better educational decisions and offers multiple advantages for both borrowers and lenders.

Our peer-to-peer lending platform focuses solely on providing legally compliant private student loans in the form that students need – short-term, long-term, balloon and consolidation. It is far more than just “hanging out a shingle”; it is dedicated to providing a full range of student loan products and features, e.g., enrollment verifications, disbursements directly to schools, credit risk tools, etc..

We generate volume/liquidity by attracting institutional sources of capital, rather than relying solely on peer-to-peer’s “traditional sources”, i.e., individual lenders/investors. We are attractive to Financial Institutions who want to invest in the student loan space, but find the only current option (student loan ABS) unattractive due to lack of transparency and lack of insightful, granular credit risk tools. We are also attractive to Philanthropic/Affinity Groups who are interested in finding candidates that match their philanthropic objectives. Our platform helps them stimulate educational choices by “loans” rather than “donations” and thus allowing their investment funds to be replenished over time.

This is a complex legal and IT space. We have developed the roadmap for a legally compliant, Web 2.0 platform that will appeal to diverse lending segments across the spectrum of retail and institutional lenders.

The Business Development Officer, Student Loans Expert is responsible for leading all aspects of developing relationships with capital markets participants interested in investing in student loans and/or student loan securities. Responsibilities include establishing, developing and implementing this channel.

View full job description | View company profile